CAPITAL GROUNDWORK
Documents You May Need for a Business Loan
Document requirements vary by financing provider and product. Organize what applies to your business rather than assuming every lender requires every item.
Business identity
- Legal business information
- EIN documentation where applicable
- Ownership information
- Formation or registration records where requested
- Licenses where applicable
Banking and tax information
- Recent business bank statements
- Business tax returns where requested
- Personal tax returns where requested
Financial statements
- Profit and loss statement
- Balance sheet
- Cash-flow information
- Accounts receivable/payable information where relevant
- Existing debt schedule
Planning and use of funds
- Business plan where applicable
- Financial projections where applicable
- Use-of-funds explanation
- Equipment quotes, contracts, invoices, or purchase orders where relevant
FREE CHECKLIST
Thinking about business funding?
Organize your funding goal, financial information, documents, credit considerations, and questions before you compare financing.
Get the Funding Readiness Checklist